Privacy Policy and Disclaimer

Our Policy on Privacy of Client Information & Information Provided by Users of this Website

We respect your concerns about privacy. We have developed this policy which discloses our privacy practices and describes the information we collect and what use we may make of that information. This policy may change from time to time as required by our business needs or legal requirements. Please check it frequently.

Information We Collect

We collect information that you chose to disclose to us. For example, if you send us correspondence, such as e-mails or letters, we may collect such information into a file specific to you. Additionally, in the course of using our site, we may track certain information about you. Many sites automatically collect this information. There may be other forms and sources of information we collect about you, depending on how you use the site.

Our Disclosure of Your Information

We do not sell, rent or in any way share any personally identifiable information about you to any third party.  Notwithstanding the foregoing, due to the existing regulatory environment, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. Further, we can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personally identifiable information or private communications will always remain private.

Should you have any questions with regard to our privacy practices, please e-mail info@ebsresponsiblewealth.com

Disclaimer

This web site is established by EBS Responsible Wealth for general informational purposes only and is not intended to be used nor should it be used by anyone accessing it for any other purpose.

No one accessing this site should conclude that by doing so EBS Responsible Wealth is giving any advice of any kind or that any client relationship is formed between any person accessing the site and EBS Responsible Wealth, Brian Singer, or Shaun Singer, or that any offer is being made to do so. Such a relationship requires direct, personal contact between you and us and an express agreement that such a relationship is established.

No one should act or not act based on any information contained here. No one should take or not take any action with respect to his or her legal affairs without directly consulting with the lawyer of his or her choosing.

No information of any kind which you view to be confidential or related to any need for our services should be sent to us unless and until the sender has contacted Brian Singer or Shaun Singer and the sender has been specifically authorized that such information may be sent.

Wherever you are located, email us at info@ebsresponsiblewealth.com to arrange for a free
consultation. Our common sense approach to estate planning and life insurance to pay estate tax will help you get to where you want to be.

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Internal Revenue Service Circular 230 Disclosure
Pursuant to Internal Revenue Service Circular 230, we hereby inform you that any tax advice set forth herein with respect to U.S. federal tax issues was not intended or written by E. Brian Singer, Shaun Singer, EBS Group, EBS Responsible Wealth, or EBS Business & Investment Group, Inc., to be used, and cannot be used, by you or any taxpayer, for the purpose of avoiding any penalties that may be imposed on you or any other person under the Internal Revenue Code.

Our role is to help you evaluate planning techniques that can reduce your future estate tax and gift tax, and increase the wealth transferred to your family. Brian Singer is not an attorney. Although he is a CPA (Inactive-California), it is not his intention to become your CPA. He no longer engages in the practice of public accounting. This and any other analysis or discussion is not meant to address all the issues and risks as you might find in a technical legal analysis. That task, if necessary, and if you are willing to pay the fee, is the responsibility of your attorney. Brian Singer attempts to take complicated tax principles and reduce them to understandable techniques for the layperson, in plain English. Any discussion and/or written analysis are meant to give you an overview of the anticipated benefits to be derived by employing specific techniques.  Final responsibility for the tax aspects rests with the attorney of your choosing. All techniques require careful drafting by a highly competent tax attorney with specialized knowledge.  A concept that might work when competently drafted, could fail as a result of mistakes made in the documents prepared by an attorney not proficient in these areas. The appreciation rates, investment earning rates, tax rates, valuation discounts, and other factors are hypothetical assumptions.  The benefits from implementing any technique will ultimately be better or worse than described depending upon variation from the assumptions. There are no guaranteed results; either in an economic analysis or in application of the tax law. We hope you will decide to use our services. Any planning we propose is incidental to the purchase of insurance. Since insurance is used to pay estate tax, the less tax you will owe, the less insurance required. The planning is essential in the determination of your insurance needs. You are in no way obligated to purchase any insurance. If it makes sense for you, then buy it; if it doesn’t make sense for you, then don’t buy it. You are not expected to do anything that you feel is not in your best interest. We may choose to disengage at any time.

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